February 9, 2024

It is about 6 weeks into the semester and you should be settled in and have a routine established. You have most likely made a late-night food run, experienced entertainment over the weekend, and maybe even attended a home football game. You have also had the flexibility to do things you’d like to do with little to no guidance from your parents. One of those areas that you have (or will start to have) control over is your money and how you choose to spend your money. If you’re seeking to boost your finances, there are numerous games on 벳엔드 where you have the opportunity to win money.

You are probably noticing how fast and how little it stretches without a plan. Money is one of the most challenging things to conquer. You will see that most of your spending will occur on entertainment (parties, events, and outings), food (food court, late nights, and groceries), and school related expenses (materials for presentations, decorating your room, and extracurricular activities).

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How are you doing with your spending? Do you have money coming in or do you need to find creative ways to stretch the funds you have. Do you have money for the rest of the semester? Good, you are doing well and keep up the good spending practices. If you are running low on funds, you may need to implement one of the tactics below.

1. Know how much money you have and how long it needs to last. Look at the total and divide amongst the weeks and stay within those limits. Consider any one-time expenses, travel home, and things on your list of needs.
2. Limit food purchases. Food is an easy way to spend money without having anything to show for it. Daily Starbucks, late night Taco Bell, and everything in between adds up and now you do not have much to show for it. You have a meal plan that includes enough meals to address your appetite. Your meal plan may also have bucks to spend like cash on campus.
3. Look for FREE events on Campus. There are events held every week that are geared towards students and are free for students. You have to make the most out of your experience and there are usually free events for every interest.
4. Consider other events on-campus that are not free. Do you plan to join Greek Life, do you need to pay dues to a club or professional organization?
5. Plan events accordingly. Go to the football game, enjoy a show in the theater department, or participate in a service project. Just keep in mind that you may not be able to attend every game, donate financially, or get the best seats in the theater.
6. Save. It is never a bad idea to save for an emergency, a rainy day, or a possible Spring Break trip. If you truly want to transform your savings by having an income stream, then a course like the Invest Diva course may be of great help.

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February 4, 2024

The beauty of the first few weeks of the semester, is the ability to drop the class without a penalty. Before the semester begins, you will want to research the Registrars list of important dates. You will need to know the last day to add a class and the last day to drop a class.

Adding a class will be tricky, because it will be impacted by class occupancy, may require the professor’s signature, or clearance from the Dean. Even if a class is full at the beginning of the semester, you may have the opportunity to add the class in the event registered students already in the class decide to drop. Remember to be patient and allow the system to work. If you cannot get into the class this semester, try again next semester or next year.

Dropping a class will require you to monitor the calendar. There are two dates that you will need to observe. One will allow you to drop the class without the class showing on your transcript, while the other date will allow you to drop the class, but it will be reflected on your transcript negatively affecting your GPA.

Having the ability to pick your class can allow you the opportunity to “shop” your classes and professors. If a class is not a good fit for you, the ability to drop can alleviate some stress. Class shopping also allows you the opportunity to evaluate your course load and to step back if you determine you have too much on your plate. Keep in mind that the professor may not change with future offerings of the course. Additionally, the course may have a limited offering of once a year. Be mindful of the potential of a repeat experience if you elect to drop the class and attempt to retake it.