It is about 6 weeks into the semester and you should be settled in and have a routine established. You have most likely made a late-night food run, experienced entertainment over the weekend, and maybe even attended a home football game. You have also had the flexibility to do things you’d like to do with little to no guidance from your parents. One of those areas that you have (or will start to have) control over is your money and how you choose to spend your money.

You are probably noticing how fast and how little it stretches without a plan. Money is one of the most challenging things to conquer. You will see that most of your spending will occur on entertainment (parties, events, and outings), food (food court, late nights, and groceries), and school related expenses (materials for presentations, decorating your room, and extracurricular activities).

How are you doing with your spending? Do you have money coming in or do you need to find creative ways to stretch the funds you have. Do you have money for the rest of the semester? Good, you are doing well and keep up the good spending practices. If you are running low on funds, you may need to implement one of the tactics below.

1. Know how much money you have and how long it needs to last. Look at the total and divide amongst the weeks and stay within those limits. Consider any one-time expenses, travel home, and things on your list of needs.
2. Limit food purchases. Food is an easy way to spend money without having anything to show for it. Daily Starbucks, late night Taco Bell, and everything in between adds up and now you do not have much to show for it. You have a meal plan that includes enough meals to address your appetite. Your meal plan may also have bucks to spend like cash on campus.
3. Look for FREE events on Campus. There are events held every week that are geared towards students and are free for students. You have to make the most out of your experience and there are usually free events for every interest.
4. Consider other events on-campus that are not free. Do you plan to join Greek Life, do you need to pay dues to a club or professional organization?
5. Plan events accordingly. Go to the football game, enjoy a show in the theater department, or participate in a service project. Just keep in mind that you may not be able to attend every game, donate financially, or get the best seats in the theater.
6. Save. It is never a bad idea to save for an emergency, a rainy day, or a possible Spring Break trip.

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The beauty of the first few weeks of the semester, is the ability to drop the class without a penalty. Before the semester begins, you will want to research the Registrars list of important dates. You will need to know the last day to add a class and the last day to drop a class.

Adding a class will be tricky, because it will be impacted by class occupancy, may require the professor’s signature, or clearance from the Dean. Even if a class is full at the beginning of the semester, you may have the opportunity to add the class in the event registered students already in the class decide to drop. Remember to be patient and allow the system to work. If you cannot get into the class this semester, try again next semester or next year.

Dropping a class will require you to monitor the calendar. There are two dates that you will need to observe. One will allow you to drop the class without the class showing on your transcript, while the other date will allow you to drop the class, but it will be reflected on your transcript negatively affecting your GPA.

Having the ability to pick your class can allow you the opportunity to “shop” your classes and professors. If a class is not a good fit for you, the ability to drop can alleviate some stress. Class shopping also allows you the opportunity to evaluate your course load and to step back if you determine you have too much on your plate. Keep in mind that the professor may not change with future offerings of the course. Additionally, the course may have a limited offering of once a year. Be mindful of the potential of a repeat experience if you elect to drop the class and attempt to retake it.

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One of the most exciting things about college will be meeting new people. Although meeting new people is overall a positive experience. Meeting new people will be a perk and an exciting part of the college experience. New people will mean diversity and diversity means diverse ways of thinking, communicating, and engagement. Meeting new people comes naturally to others, while others may stumble upon new friendships. You will not always have clear lines to the friends that you will develop in your lifetime. The challenges of meeting new people include effectively communicating with others that think differently than you, your way of thinking being challenged, and finding the value in what others bring to the conversation. Various encounters will force you to acknowledge and own your bias, shortcomings, and closedminded perspectives. Meeting different people might also mean, you are forced to have conversations that push you, challenge your beliefs, and impact your way of thinking. They may also reinforce your beliefs and approach to various topics in life. Additionally, you may need to be the person that challenges the others way of thinking.

Having people with different opinions brings value to the conversation. It allows others to challenge the conversation, question the norm, expose the inconsistencies, bring humor, show compassion, express anger, diminish fear, or to just be open. The varying viewpoints in the conversation, are necessary! You may not understand it, you may be frustrated, and you may even be challenged to evoke change. You do not want to surround yourself with people just like you. It is easy to navigate towards those that think, act, and see things the way you do. However, relationships some time require intentional interactions, that push you to be the best person you can be.

Although there are never-ending benefits for incorporating diverse relationships in your daily life, it can also be challenging. Every disagreement is not going to be pleasant and some will challenge you, others will make yo uncomfortable, and others may lead to anger. Even during these difficult moments, you must find the beauty and know there is a lesson to be learned in the interaction. Just remember to be respectful, listen actively, and although the goal is not to convert the other person, you may have to simply learn to agree to disagree.

In the end, you will not enjoy every encounter, but you can learn something from every encounter. Take the time listen to others, really see who they are, and learn to accept people for who they are and where they are in life at the moment. Hopefully you will acquire new friends, that will enrich your life and provide the different perspectives to your newly evolving world.